Residential and Commercial Loans
There is a lot of choice and lenders are very aggressive in marketing their range of loan products. We believe that a qualified and licensed finance broker is the best person to help you sort through the options and recommend the best product available.
For 15 years the dedicated, knowledgeable, and reliable team of loan brokers and financial professionals at Unique Finance have delivered tailored services to our clients. .Not all loans are the same. Factors such as interest rate, fees, product features and structure all vary from lender to lender. We will save you time and reduce the stress associated with the complexity of comparing home loans and their features and will help you to:
- Get the best possible deal
- Remove the stress associated with seeking finance
- Set up the right loan structure to suit your needs/requirements
- Understand the whole process from start to finish (communication!)
Business Loan Products
Business Line of Credit
The perfect loan product to provide working capital, supplement cash flow, finance receivables, or purchase inventory.
Business Term Loans
A great loan product to use for expansion, capital improvements, equipment financing, and other major business needs.
Commercial Mortgages
Commercial mortgages are available for property purchases, upgrading an existing building, expansion, renovations or improvements. Additionally capital may be secured for land purchases, construction, mixed use properties, investment properties, owner-occupied properties or refinancing.
First Home Buyers
Buying a property is likely to be one of the biggest investments you’ll ever make. And as it’s an investment for the long term, it’s wise to make decisions with your head and not your heart. Our Unique Finance broker have access to property market data and information that can help you make an informed decision about the capital growth potential of any property you wish to purchase.
Equipment and Motor Vehicle Finance
It is important for all businesses to keeps their balance sheet strong and healthy. By financing equipment purchase, you are spreading the cost of the purchase over a period of time and funding from the cash flow of your business. This means that the cost of the equipment has a smaller financial impact on your business at the time of purchase. Further, the interest cost is also a deductible expense for your business which means that you are funding the cost of the purchase from pre-tax revenues.
No matter the type of commercial equipment you desire to purchase, you can trust our experts to find the best financing solution for your financial situation.
Once we have established the type of finance facility, we look at the structure of the loan which includes the length of the finance term (generally matching the useful life of the equipment), and the possibility of having a residual/balloon at the end of the term (equity and cash flow consideration). We will ensure your business secures the best available commercial equipment finance facility that is tailored to suit your needs.
Refinancing
Most people refinance at some point. There are lots of reasons why it might be a good idea to update your loan package and Unique Finance broker can help you find a new loan that is suitable for your current needs.
Refinancing can sometimes reduce your repayments, particularly if you’ve had your loan for a while or your financial situation has improved. Refinancing to extend the lifespan of your loan could also reduce your monthly repayments.
Accounting
- Individual tax
- Partnership
- Company
- Trust
- Rental
- Bas and Bookkeeping services
We prepare tax returns for individual PAYG earners, Pensioners, Self-Funded Retirees and Self-Employed. The tax returns are lodged electronically and are subject to the Australian Tax Office 14 day processing. We offer a choice of payment options which includes a fee deducted from the refund.
Registration:
- ABN
- GST
- PAYG
- IT Withholding
Proud franchisee owner of Taxation and Accounting Australia.